By Nicole Goodkind
Source: CNN

Eric Payne, a 37-year-old single father to two boys, works hard to stretch his paycheck each week. It’s a task he refers to as “clicking.”

He makes a good salary – in the $80,000 range – but by the time all of the essential expenses have clicked into place, there’s not much left to spare.

“The clicking is for day-to-day operations,” explained Payne, who works as the director of quality assurance for a seafood wholesaler near Portland, Maine.

“Groceries, car payment, mortgage, kids’ clothes, childcare, or figuring out how to cover an unexpected bill.”

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