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So far CORPaTH has created 450 blog entries.

Vanguard shows why most 401(k) plans leave savers short

Source: Modesto Bee Automatic enrollment signed millions of American workers up for a retirement plan, creating a sense of progress that may not reflect the underlying numbers. Vanguard’s How America Saves report, covering nearly five million workplace retirement accounts through 2025, suggests the picture is more complicated than the headlines imply. Participation across Vanguard-administered plans reached a record 86% of eligible employees in 2025, with automatic enrollment driving that rate to 94%. The average total contribution rate also reached [...]

CORPaTH2026-09-25T16:12:34-07:00September 25th, 2026|Categories: 401(k)|Tags: retirement plan, vanguard|

Public Pensions Reach Strongest Fiscal Sustainability Position in More Than 20 Years

Source: NCPERS Public pensions have reached their strongest fiscal sustainability position in more than 20 years as they continue to make significant progress towards aligning long-term pension obligations with the economies that support them. NCPERS’ new research shows that in 2018, 45 states had pension liabilities growing faster than their economies. Today, that number has fallen to just two. The report, Measuring the Fiscal Sustainability of Public Pensions, builds on NCPERS’ sustainability valuation framework, introduced in 2022 as a [...]

CORPaTH2026-08-28T16:19:40-07:00August 26th, 2026|Categories: Pension Funding|Tags: public pensions|

Retirement Insecurity 2026: Americans’ Views of Retirement

Source: National Institute on Retirement Security As affordability pressures squeeze household budgets, Americans increasingly fear they will not be financially secure in retirement, while also expressing caution about artificial intelligence and cryptocurrency in retirement planning, according to a new national public opinion report, Retirement Insecurity 2026: Americans’ Views of Retirement. The research finds that 80% of Americans say the nation faces a retirement crisis, up sharply from 67 percent in 2020. Additionally, more than six in ten Americans (61 [...]

CORPaTH2026-08-26T14:16:37-07:00August 26th, 2026|Categories: Retirement|Tags: Retirement Security|

The Benefits of Choosing a Job With a Pension Plan vs. 401(k) Contributions

By Deanna Ritchie Source: Due.com Data from the Bureau of Labor Statistics indicate that just 15% of private industry employees have access to a pension, also known as a defined benefit plan. Employers began moving away from these plans in the late 1970s when the 1978 Revenue Act began allowing employees greater control over their retirement savings by using pre-tax dollars for 401(k) contributions. Some employers saw this as a potential opportunity to reduce risk and long-term financial obligations, [...]

CORPaTH2026-08-14T10:20:00-07:00August 11th, 2026|Categories: 401(k)|

Private vs. Public Pensions: How Does Their Funding Stack Up?

Source: American Society of Pension Professionals & Actuaries Running any pension plan entails challenges and has characteristics different from those of other retirement saving vehicles. But even among pension plans themselves there are variations. Pension plans run by private-sector employers and those run by governmental entities for their employees share their ultimate purpose of providing dependable and predictable revenue to their covered retirees. Still, however, they do vary from each other. One of the ways that private and public [...]

CORPaTH2026-07-29T11:43:30-07:00July 29th, 2026|Categories: Pension Funding|Tags: private pensions, public pensions|

Caregivers facing greater financial strain, lower retirement confidence

Source: Benefits Canada Employees with caregiving responsibilities face greater financial strain, lower retirement confidence and more concern about future retirement risks than employees without caregiving responsibilities, according to a new survey by the Employee Benefit Research Institute. The survey, which polled more than 2,500 U.S. employees aged 25 and older, found just 36 per cent of caregivers said their health status is excellent or very good, compared to 45 per cent of non-caregivers. Nearly two-thirds (64 per cent) said [...]

CORPaTH2026-07-29T11:48:19-07:00July 29th, 2026|Categories: Economy|Tags: caregivers, Retirement savings|

Americans Struggle With Shift From Saving to Spending in Retirement

Source: Plan Adviser At the end of their careers, many Americans struggle with the idea of spending their hard-earned savings, according to data from the Allianz Life Insurance Co. of North America’s 2026 Annual Retirement Study, released this week. Of working respondents, 71% reported they expected to feel reluctant spending money in retirement because they will want to preserve their account balance as much as possible. Some 39% of retirees—people actually living their post-career lives—expressed the same hesitancy. Read [...]

CORPaTH2026-07-29T11:40:33-07:00July 29th, 2026|Categories: Retirement|Tags: Savings|

Statement on Efforts in Alaska to Restore Pension Benefits to Address Grave Workforce Shortage

Source: National Institute on Retirement Security In response to the veto of bipartisan legislation passed by the Alaska legislature to provide defined benefit pensions to Alaska’s public employees, the National Institute on Retirement Security issued the following statement today from Dan Doonan, NIRS executive director: “Alaska’s effort to restore a pension plan for public workers represents meaningful progress in addressing one of the state’s most pressing challenges: attracting and retaining a stable, experienced public workforce. While Governor Dunleavy has [...]

CORPaTH2026-05-20T16:02:53-07:00May 20th, 2026|Categories: Pension Funding|Tags: alaska|

New EBRI Research Finds Guaranteed Income Streams May Help Retirees Preserve Assets Later in Retirement

Source: EBRI New research published today by the Employee Benefit Research Institute (EBRI) finds that many retirees do not draw down their assets in a smooth or predictable way over retirement, and that access to guaranteed income streams, such as defined benefit pension income, may play an important role in helping retirees preserve assets and manage financial shocks later in life. The new research report, “Asset Decumulation Over Retirement and the Role of Guaranteed Income Streams,” examines how household [...]

CORPaTH2026-05-20T16:01:02-07:00May 20th, 2026|Categories: Retirement|Tags: guaranteed income streams|

Corporate Pension Funding Reaches 18-Year High

By Emily Hoyle Source: Plans Adviser Roaring equity markets fueled an April rebound for pension fund sponsors after the onset of war in the Middle East had rocked stock markets in March and had taken the funded levels of U.S. corporate defined benefit pensions down a notch. The funded status of the 100 largest U.S. corporate defined benefit plans increased from 105.9% at the end of March to 107.8% at the end of April, the highest mark observed since October 2007—when [...]

CORPaTH2026-05-19T12:25:46-07:00May 19th, 2026|Categories: Pension Funding|Tags: corporate pension funding|

What’s Old is New Again: The Potential Benefits of Reopening Your Defined Benefit Plan

By Jonathan Perry Source: Georgetown University Once a key employee benefit, corporate defined benefit (DB) plans have been on the decline over the past several decades. The U.S. has seen a dramatic transition from DB to defined contribution (DC) plans. Over this time, active DB participation has declined from 26 million to 12 million, while active DC membership has grown from 36 million to 85 million. Today, only 15% of private sector workers have access to a DB plan [...]

CORPaTH2026-05-19T12:23:45-07:00May 19th, 2026|Categories: Defined Benefit Plans|Tags: DB Plans|

Statement on Efforts in Alaska to Restore Pension Benefits to Address Grave Workforce Shortage

Source: National Institute on Retirement Security In response to the veto of bipartisan legislation passed by the Alaska legislature to provide defined benefit pensions to Alaska’s public employees, the National Institute on Retirement Security (NIRS) issued the following statement today from Dan Doonan, NIRS executive director: “Alaska’s effort to restore a pension plan for public workers represents meaningful progress in addressing one of the state’s most pressing challenges: attracting and retaining a stable, experienced public workforce. While Governor Dunleavy [...]

CORPaTH2026-05-27T10:39:05-07:00May 19th, 2026|Categories: Pension Funding|Tags: alaska, DB Plans|

House and Senate Approve Pension Retirement Plan

Source: Alaskan Culture Daily This week, the Legislature passed House Bill 78 to establish a pension retirement plan for public employees. The Senate Judiciary Committee also passed a consolidated crime bill that includes legislative priorities to improve public safety. Yesterday, the Governor vetoed the elections bill. On Tuesday and Wednesday, the House and Senate passed House Bill 78 to establish a defined benefit, pension retirement plan. HB 78 is bipartisan legislation that will create a new pension system for public [...]

CORPaTH2026-05-04T16:13:29-07:00May 4th, 2026|Categories: Retirement|Tags: alaska, retirement|

Senate Bill 55 would complete retirement benefits for Alaska teachers

By Leonard Gilroy and Zachary Christensen Source: Reason Foundation Alaska’s government employees do not participate in Social Security, which leaves a significant gap in retirement benefits. Most of the state’s government workers participate in the Alaska Supplemental Annuity Plan (SBS-AP), which more than replaces the benefits they would have received under Social Security. School employers, however, do not offer this benefit, leaving teachers at significant risk of inadequate savings for retirement. Senate Bill 55 (SB 55) aims to address [...]

CORPaTH2026-04-17T10:57:41-07:00April 17th, 2026|Categories: Retirement|Tags: alaska, teachers|

National Institute on Retirement Security Announces Barbara Butrica as Director of Research

Source: National Institute on Retirement Security The National Institute on Retirement Security today announces that Barbara A. Butrica, Ph.D., has been named Director of Research. A nationally recognized expert in retirement policy, Social Security, and workforce research, she brings more than two decades of experience to the role. Butrica will lead the NIRS research agenda, overseeing the development of rigorous, data-driven analysis to inform policymakers, stakeholders, and the public on the state of retirement security in the United States. [...]

CORPaTH2026-04-14T13:09:03-07:00April 14th, 2026|Categories: Retirement|

Postal Service suspends pension contributions to preserve $2.5 billion in cash

By Brian Croce Source: Pensions & Investments The United States Postal Service temporarily suspended its employer contributions for the defined benefit portion of the Federal Employees Retirement System amid its “ongoing, severe financial crisis.” In an effort to conserve cash and preserve liquidity, suspension of payments, effective April 10, will free about $2.5 billion in the current fiscal year, the organization announced April 9. The organization said the action was needed because it could run out of cash as [...]

CORPaTH2026-04-13T10:07:45-07:00April 10th, 2026|Categories: Pension Funding|Tags: Federal Employees Retirement System, USPS|

How Pensions Power the Economy

By Tim Walker Source: NEA Today Retired special education teacher KC Walsh started thinking about her pension a few years into her teaching career. “I might have been one of the few who did,” recalls Walsh, who lives in Oak Grove, Calif. “Teaching is an extremely hard job. You have other things on your mind, especially when you are young. But knowing that there was some security at the end my career helped keep me in the profession.” Walsh [...]

CORPaTH2026-04-09T08:44:14-07:00March 20th, 2026|Categories: Economy|Tags: DB Plans, economy|

A strong Alaska requires a strong public workforce aided by a defined benefits plan

By Bronson Fyre Source: Anchorage Daily News Alaska has always depended on people who are willing to commit their lives to this place — to raise families here, build communities here and serve the public good. But today, too many of the institutions that make Alaska work are struggling to hold onto the people who keep them running. Our schools are losing teachers faster than they can replace them. Police and fire departments are struggling to fill positions. Across [...]

CORPaTH2026-03-18T08:58:11-07:00March 14th, 2026|Categories: Defined Benefit Plans, Economy|Tags: alaska, DB Plans|

Nuveen-Schroders deal a sign of broader industry consolidation. But pension funds question if bigger is always better.

By Jesse Pound Source: Pensions & Investments The planned merger between Nuveen and Schroders will create a $2.5 trillion asset manager and could spur re-evaluations of mandates among institutional investors and their consultants, weighing potential benefits of scale against the risk of disrupted relationships and changing strategies. Read the full article

CORPaTH2026-03-04T16:40:36-08:00February 23rd, 2026|Categories: Defined Benefit Plans|Tags: Nuveen, schroders|

We built the pipeline. We can build stability.

Source: ADN.com A recent Anchorage Daily News editorial argues that House Bill 78 is “a pension promise we can’t afford.” That conclusion rests on a misunderstanding of how this bill is structured — and what Alaska is already paying because of the system we have now. Alaska runs on people who stay. Engineers who understand permafrost. Fisheries managers who know the runs. Troopers who know their communities. Teachers who build careers in the same district. Institutional knowledge is operational [...]

CORPaTH2026-03-04T16:31:35-08:00February 17th, 2026|Categories: Defined Benefit Plans|Tags: alaska|

The Average American Has $995 Saved for Retirement

By Alice Higham Source: Newsweek The typical American worker is entering later life with far less put away than many experts say is needed for a secure retirement, according to a new analysis that shows gaps in savings, access to employer plans and long-term financial stability. Retirement Expectations and Reality According to a new National Institute on Retirement Security (NIRS) study, among workers who had any defined contribution retirement savings at all, the median balance stood at $40,000 in [...]

CORPaTH2026-03-04T16:34:05-08:00February 12th, 2026|Categories: Retirement|Tags: National Institute on Retirement Security, Retirement savings|

Why Public Pensions Are a Civil Rights Issue

By Ariel McConnell Source: National Public Pension Coalition Black History Month is a time to reflect not only on the struggle for voting rights, desegregation, and political representation, but also on the enduring fight for economic dignity and security. One often overlooked part of that history—and that struggle—is retirement security. Public pensions are frequently discussed in fiscal or actuarial terms. Yet when viewed through a historical and racial equity lens, they also represent a civil rights issue, rooted in [...]

CORPaTH2026-02-04T15:14:00-08:00February 4th, 2026|Categories: Defined Benefit Plans|Tags: public pensions|

Honoring Black History Month with Secretary-Treasurer Fred Redmond

View video remarks here Black History Month is a time for reflection and recognition as we celebrate the Black labor leaders and union members, both past and present, who have advanced real change. The struggle for equity absolutely continues, and our task of protecting our fundamental rights remains as important as ever. The labor movement plays a critical protective role against the Trump administration and its enablers as they attack diversity, equity and inclusion policies and programs, attempt to [...]

CORPaTH2026-02-02T14:48:25-08:00February 2nd, 2026|Categories: Economy|

What We’re Watching for in State Legislative Sessions

Source: National Public Pensions Coalition As Americans navigate a tumultuous political, economic, and social landscape, NPPC continues to advocate for dignified, secure retirement plans for public servants from coast to coast–because the promise of guaranteed lifetime income following a career of service is one aspect of the American dream that we believe can still come true. Our state coalitions work relentlessly to ensure that public services flourish under the flush of dedicated, qualified, adequately compensated public servants. Here’s a [...]

CORPaTH2026-02-02T15:35:13-08:00January 26th, 2026|Categories: Uncategorized|

‘Sell America’ Is the Long Game for Europeans

By Chris Bryant Source: Bloomberg No sooner had Deutsche Bank AG currency strategist George Saravelos raised the possibility of Europeans selling some of their $8 trillion of US assets because of Donald Trump’s threats toward Greenland, a pile-on began. US Treasury Secretary Scott Bessent was bothered enough to take time out to argue why this was wishful thinking. But after the Americans initiated a swift climbdown on Greenland at Davos — no invasion or tariffs on disobedient Europeans — [...]

CORPaTH2026-01-22T09:45:07-08:00January 22nd, 2026|Categories: Economy|Tags: europe, greenland, tariffs|

Danish Pension Fund AkademikerPension to Exit US Treasuries

By Frances Schwartzkopff Source: Bloomberg The Danish pension fund AkademikerPension is planning to exit US Treasuries by the end of the month, amid concerns that the policies of President Donald Trump have created credit risks too big to ignore. “The US is basically not a good credit and long-term the US government finances are not sustainable,” Anders Schelde, chief investment officer at AkademikerPension, told Bloomberg on Tuesday. AkademikerPension, which manages around $25 billion in savings for academics, held about [...]

CORPaTH2026-01-21T16:07:30-08:00January 20th, 2026|Categories: Economy|Tags: denmark|

Are defined benefit plans back? Half of CFOs are now using them

By Adam Zaki Source: CFO.com After years of closing, freezing or offloading defined benefit pension plans, a growing number of finance leaders are rethinking their strategy, according to Mercer’s 2025 CFO survey. Data shows half of plan sponsors now say they intend to keep their DB plans for the long term, a sharp reversal from just two years ago, when just 36% of finance leaders said DB plans were sticking around. Phenomena like higher funded status, new plan design [...]

CORPaTH2026-01-15T12:38:19-08:00January 15th, 2026|Categories: Defined Benefit Plans|

House passes anti-ESG bill for retirement plan fiduciaries

By Brian Croce Source: Pensions & Investments House lawmakers on Jan. 15 passed a bill to prohibit retirement plan fiduciaries from considering environmental, social and governance factors in their investment decisions. Read the full article

CORPaTH2026-01-16T11:24:57-08:00January 15th, 2026|Categories: ESG|

Testimony before the U.S. House Subcommittee on Health, Employment, Labor, and Pensions hearing on “Modernizing Retirement Policy for Today’s Workforce”

Source: UC Berkeley Labor Center On January 7, 2026, Nari Rhee testified at the U.S. House Subcommittee on Health, Employment, Labor, and Pensions hearing on “Modernizing Retirement Policy for Today’s Workforce.” This is a reformatted version of the official testimony she submitted to the subcommittee. Read the full article

CORPaTH2026-01-15T12:35:20-08:00January 14th, 2026|Categories: Retirement|

Blue-State Pensions Are Subsidizing the Billionaire Takeover: This Must Stop!

Source: NonProfitQuarterly.org Across the United States, the federal government—and the corporations backing it—are tearing communities and families apart, with ICE officers kidnapping parents, siblings, neighbors, and friends. Workers’ retirement funds, one of the largest pools of capital in the world…[are] invested with some of the worst actors engineering the current takeover. For advocates of multiracial democracy to prevail, movements need to draw on every available tool. From the May Day Strong campaign to the No Kings alliance, groups are [...]

CORPaTH2026-01-15T12:40:45-08:00January 13th, 2026|Categories: Defined Benefit Plans|

Median solvency ratio of Canadian DB pension plans reaches 132% in 2025

Source: Benefits Canada The median solvency ratio among Canadian defined benefit pension plans was 132 per cent as of Dec. 31, 2025, an increase of seven per cent during the year, including three per cent in the final quarter, according to a new report by Mercer Canada. The report, which analyzed more than 470 plan sponsors, found Canadian DB pension plans generally experienced strong returns on equities and modest returns on fixed income. Interest rates increased, which resulted in [...]

CORPaTH2026-01-13T08:41:30-08:00January 13th, 2026|Categories: Defined Benefit Plans|Tags: solvency ratio|

Are defined benefit plans back? Half of CFOs are now using them

By Adam Zaki Source: CFO.com After years of closing, freezing or offloading defined benefit pension plans, a growing number of finance leaders are rethinking their strategy, according to Mercer’s 2025 CFO survey. Data shows half of plan sponsors now say they intend to keep their DB plans for the long term, a sharp reversal from just two years ago, when just 36% of finance leaders said DB plans were sticking around. Phenomena like higher funded status, new plan design [...]

CORPaTH2026-01-12T11:22:28-08:00January 12th, 2026|Categories: Defined Benefit Plans|

Groundbreaking Nationwide Pension Plan for JBS Meat and Poultry Workers to be Honored at CORPaTH Crystal Globe Awards and Summit

Randi Weingarten, president of 1.8-million-member American Federation of Teachers, among scheduled honorees during December 17 event in Las Vegas A groundbreaking nationwide pension plan for meat and poultry workers will be recognized during CORPaTH’s Crystal Globe Awards and Summit, Dec. 17, 2025, at Caesars Palace Las Vegas. The plan, built from scratch to benefit tens of thousands of employees of JBS Foods USA heralds a revival of defined-benefit pensions and the peace of mind they provide for Americans who [...]

CORPaTH2025-12-03T09:23:25-08:00December 14th, 2025|Categories: Defined Benefit Plans|Tags: DB Plans, jbs, ufcw|

The death of pensions has been greatly exaggerated

By Nathan Bomey Source: MSN Pensions were left for dead, but their obituary might've been written too early. Why it matters: Defined-benefit pensions have plummeted in recent decades as employers shifted more investment risk to their workers, in the form of 401(k)-style defined-contribution plans. The big picture: UAW president Shawn Fain plans to make a fight to restore traditional pensions a cornerstone of the union's next collective bargaining effort with General Motors, Ford and Stellantis. The union won record [...]

CORPaTH2025-12-02T16:40:35-08:00November 29th, 2025|Categories: Retirement|Tags: pensions|

Letter to the editor: An ode to public workers

Source: Peninsula Clarion I recently attended a local event in which we had some state representatives present a bill that was aimed at securing pension for public workers. At this event, I kept internally cycling all the woes and complaints I have as a teacher. In my mind, no one has it worse than me. Yes, I know, “boo hoo.” Though I kept my complaints silent, others did not. A public assistance worker stood up and voiced her frustration [...]

CORPaTH2025-11-21T10:03:12-08:00November 21st, 2025|Categories: Retirement|Tags: public pensions|

No Exit Strategy: Why Older Americans Expect to Work Indefinitely

By Adam Hardy Source: MSN Many retirement-age Americans are planning to continue working — forever. Some 51% of employed Americans 65 or older say they expect to work “indefinitely,” according to a report from Asset Preservation, a financial advisory firm. Meanwhile, about 6 in 10 respondents say they plan to work “at least five more years” before retiring, putting the earliest age they would consider retiring at 70. “Financial insecurity and related concerns are a driving reason for this [...]

CORPaTH2025-11-10T08:41:46-08:00November 7th, 2025|Categories: Retirement|Tags: financial insecurity, retirement|

After 4 Weeks, How the Government Shutdown Is Affecting Retirement Plans

Source: Pension Policy International On Tuesday, Day 28 of the government shutdown, federal agencies and departments were unable to make important updates that, if delayed much longer, could affect retirement plans and their participants. The Internal Revenue Service, for example, operated as normal in the early days of the shutdown, but eventually needed to furlough employees and to further reduce operations as the government closure dragged on. As it stands now, the agency is unable to publish critical information that [...]

CORPaTH2025-10-30T08:24:41-07:00October 30th, 2025|Categories: Retirement|Tags: govt shutdown, irs, retirement plans|

Public Pension Compensation Survey

Source: NCPERS Nearly 170 public pensions participated in the 2025 Public Pension Compensation Survey. Conducted annually by NCPERS and CBIZ, the survey captures compensation data on 90 positions commonly found at public pension funds, as well as details on benefits, fund oversight, salary increase planning, and bonuses. The survey results are now available in a detailed report and interactive dashboard, providing a robust dataset intended to help funds benchmark their compensation and benefits packages against peers. View a sample [...]

CORPaTH2025-10-29T15:03:41-07:00October 29th, 2025|Categories: Pension Funding|Tags: ncpers, pension survey|

Report finds Canada’s retirement system ranks middle of the pack among global peers

Source: Benefits Canada Canada’s retirement income system ranked No. 24 out of 52 countries, earning a B grade with an overall score of 70.4 out of 100, according to a new report by Mercer and the CFA Institute. The annual study benchmarks retirement income systems across 65 per cent of the world’s population, using weighted scores for adequacy, sustainability and integrity. This year’s index also outlined eight guiding principles for how governments can balance retirees’ needs with broader national [...]

CORPaTH2025-10-30T08:27:10-07:00October 17th, 2025|Categories: Retirement|Tags: canada, retirement income system|

French PM to suspend Macron’s flagship pension reform

By Elizabeth Pineau and Michel Rose Source: Reuters French Prime Minister Sebastien Lecornu promised on Tuesday to suspend a landmark pension reform until after the 2027 election, sacrificing one of President Emmanuel Macron's legacy achievements to ensure the government's survival. By bowing to pressure from leftist lawmakers who revile the 2023 reform, Lecornu has managed to stave off a stark escalation in France's months-long political crisis. The Socialists welcomed his concession, saying they would not vote to topple him [...]

CORPaTH2025-10-15T10:14:16-07:00October 14th, 2025|Categories: Pension Reform|Tags: france, Pension Reform|

The Pain and Possibility of Pensions

By J. Patrick Patterson Source: In These Times If pensions make your eyes glaze over, that’s by design. The less attention they get, the more quietly Wall Street can profit from them. But these massive funds quietly shape the economy we all live in. As of September, the largest public pension fund in the country — the California Public Employees’ Retirement System, or CalPERS — manages approximately $575 billion. In New York City, five pension funds and systems — representing more than 750,000 current and retired [...]

CORPaTH2025-10-15T10:11:31-07:00October 14th, 2025|Categories: Defined Benefit Plans|Tags: CalPERS, economy|

Is America’s Retirement System Failing Future Retirees? A Conversation With Teresa Ghilarducci

By Dan Doonan Source: Forbes As America ages and income inequality deepens, concerns about retirement security are mounting. A growing body of research indicates that many Americans will not be able to sustain their standard of living once they leave the workforce and taxpayers will be on the hook for $1.3 trillion in increased spending by 2040 to assist Americans without sufficient retirement savings. Moreover, public opinion research finds 79 percent of Americans agree the nation faces a retirement [...]

CORPaTH2025-09-15T15:15:07-07:00September 15th, 2025|Categories: Retirement|Tags: Retirement Security|

Trump Is Wiping Out Unions. Why Are They So Quiet?

By Erik Loomis Source: The New York Times This is a most unfortunate Labor Day for labor. The labor movement has taken it on the chin repeatedly in the last several decades, but President Trump is the most ruthlessly antilabor president since before the Great Depression. If the labor movement does not fight harder than it has since Mr. Trump regained the presidency, its future will be dire. Mr. Trump and his administration have unilaterally stripped collective bargaining rights [...]

CORPaTH2025-09-09T13:03:36-07:00September 1st, 2025|Categories: Economy|Tags: unions|

Gen Z Shows Optimism About Retirement—But Many Lack Pensions

Source: NPPC A new survey from M&G finds that nearly 4 in 10 members of Generation Z (ages 18–24) say they are confident about their financial future—more than double the share of those in their 50s. Some even expect to retire in their 50s, despite the fact that the official pension age for their generation will be at least 68. Yet this optimism masks a concerning reality: almost half of Gen Z workers don’t have a workplace pension, and [...]

CORPaTH2025-09-02T08:30:37-07:00August 29th, 2025|Categories: Retirement|Tags: gen z, retirement|

Global Defined Contribution Pension Plans Warn of Insufficient Retirement Savings

Source: Funds Society Many defined contribution pension plans are not convinced that their participants are on the right path to securing sufficient income during retirement and believe that reversing this situation will take several decades, according to a new report by the Thinking Ahead Institute, a global organization dedicated to investment analysis and innovation at WTW. The Global DC Peer Study 2025, conducted by the Thinking Ahead Institute, brought together 20 of the leading defined contribution pension plans from [...]

CORPaTH2025-08-28T15:44:00-07:00August 27th, 2025|Categories: 401(k)|Tags: DC Plans, retirement|

Public pension shocker: Shutting a pension plan actually costs taxpayers money

Source: Los Angeles Times Amid the nationwide panic over the rising costs of public employee pensions, one proposed solution is nearly universal: States and municipalities should shutter their traditional defined benefit plans and place all new employees in a 401(k)-style defined contribution plan instead. That’s the idea in a proposed California ballot initiative we reported on last week. The measure, which would end defined benefit plans for new employees as of Jan. 1, 2019, was praised by the Wall [...]

CORPaTH2025-08-20T13:27:44-07:00August 20th, 2025|Categories: Economy|Tags: taxpayers|

Aggregate funding for multiemployer pensions reaches 100% at midyear 2025

Source: Bakersfield.com Milliman, Inc., a premier global consulting and actuarial firm, today announced that the aggregate funded percentage for U.S. multiemployer defined benefit pension plans has reached 100%, according to its midyear 2025 Multiemployer Pension Funding Study (MPFS). The MPFS estimate is based on assumptions and data in the latest Form 5500 filings for all U.S. multiemployer plans. Read the full article

CORPaTH2025-08-20T13:29:28-07:00August 19th, 2025|Categories: Multiemployer Plans|Tags: pension funding|

Funding gap in DB plans closes in after years of pension deficits

By Freshia Gonzales Source: Benefits and Pensions Monitor A decade and a half after the global financial crisis (GFC), defined benefit (DB) schemes across the G7 are recording funding surpluses, marking a reversal from persistent deficits that weighed on plan sponsors and regulators. The change is driven by the sharp rise in interest rates and bond yields since 2022, which increased discount rates and lowered the present value of liabilities. Even as credit spreads sit near 10-year lows, absolute [...]

CORPaTH2025-08-18T09:54:15-07:00August 18th, 2025|Categories: Defined Benefit Plans|Tags: pension funding|

Public Pension Funding Ratios Modestly Increase in Fiscal 2025

By Emily Boyle Source: AI-CIO The state and local pension funding ratio is projected to have increased to 77.7% in fiscal 2025, according to the Center for Retirement Research at Boston College. That ratio is up 1.5 percentage points since 2023, while the S&P Index jumped more than 40% over the same period. Meanwhile, the National Conference of Public Employee Retirement Systems reported in its annual retirement study, released in February, that the funded level of the average public [...]

CORPaTH2025-07-28T16:34:46-07:00July 25th, 2025|Categories: Pension Funding|Tags: milliman, ncpers, pension funding|

Pensions for all: Sen. Sanders’ new bill guarantees retirement income to 56M workers without a plan

By Lynn Cavanaugh Source: BenefitsPro Retirement proposals for workers without an employer-sponsored retirement plan were front and center at a Senate Health, Education, Labor, and Pensions (HELP) Committee meeting last week. Senator Bill Cassidy, (R-LA), chair of the HELP Committee, delivered opening remarks on how to empower gig workers to access portable workplace benefits, like health care and retirement, in his legislation aimed at improving retirement security of freelance and gig workers called the Independent Retirement Fairness Act that [...]

CORPaTH2025-07-22T14:51:59-07:00July 21st, 2025|Categories: Retirement|Tags: HELP Committee, retirement income|