26 04, 2018

Helping Retirement Savers Feel Confident

2018-04-26T09:53:14-07:00April 26th, 2018|Categories: Retirement|Tags: |

The 2018 Retirement Confidence Survey (RCS) from the Employee Benefit Research Institute (EBRI) revealed retirees’ confidence in their ability to live comfortably in retirement remains higher than employees’ confidence, with 32% of retirees very confident and 44% somewhat confident. However, retirees are less likely than last year to feel confident in their ability to handle basic expenses and feel less confident in their ability to handle medical expenses. In addition, as fewer employees plan to rely on defined benefit [...]

13 04, 2017

Stressing out over your savings?

2017-04-13T16:58:54-07:00April 13th, 2017|Categories: Retirement|Tags: |

Meet the worriers – the people who are afraid they won’t ever be able to retire or that they will run out of money too early in retirement. Three out of 10 say they are so stressed out they even think about it at work, according to the Employee Benefit Research Institute, a research organization that has been examining for years how prepared Americans are for retirement. […]

15 04, 2016

How Confident Are You About Retiring Comfortably?

2016-04-15T00:29:50-07:00April 15th, 2016|Categories: Retirement|Tags: |

Chances are, you’re more confident about your prospects for a comfortable retirement today than you were between 2009 and 2013, when retirement confidence was in the doldrums. According to the recently released Retirement Confidence Survey, published annually by the Employee Benefit Research Institute (EBRI), the percentage of workers very confident about having enough money for a comfortable retirement increased from 13 percent in 2013 to 22 percent in 2015, and leveled off at 21 percent in 2016. […]

3 12, 2014

Retirement account owners decrease

2014-12-03T01:38:25-08:00December 3rd, 2014|Categories: Retirement|Tags: , , |

The share of American families that have IRAs or 401(k) retirement plans has spiraled down in the past decade, while the amount of assets in those accounts has been on an upward climb during that time. The Washington, D.C.-based Employee Benefit Research Institute recently reported the percentage of all families with an individual retirement plan such as a 401(k) or an IRA decreased from 52.8 percent in 2001 to 48.2 percent in 2013, based on the most recent data [...]

25 03, 2014

Pension balance sheets stronger in 2013

2014-03-25T20:22:18-07:00March 25th, 2014|Categories: Defined Benefit Plans|Tags: , , , |

If you have a pension or expect to receive one in retirement, congratulations—you’re one of a dwindling number of Americans with access to these coveted retirement benefits.  (See this from the Employee Benefit Research Institute.) Now, a new analysis by consulting firm Towers Watson contains more good news for you: The financial health of defined benefit pension plans—which took a beating during the recession—is on the mend, which makes it more likely that your employer will deliver the promised [...]

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